cdfi

A practical guide for CDFIs, credit unions and community banks to measure and target the incremental effect of outreach. Spreadsheet + Python.

Open-source intelligence platform for competitive CDFI Fund NMTC applications. Score your project pipeline against patterns from CY2020–2024 winners across 5 dimensions, get prioritized recommendations, and generate complete Word/Excel/PDF application packages. 544 tests. MIT licensed.

Evaluation governance methodology for domain-specific AI doctrinal benchmarking. Derived from 7 AI safety publications. SAICRED v2 reference implementation.

Open source impact investment portfolio tracker for CDFIs, private debt, and community development finance — track loans, NMTC deals, grants, and equity investments alongside social impact metrics

ETL(Extract, Transform, Load) pipeline for US Treasury CDFI Fund public datasets — TLR, CLR, ILR, NMTC, and Awards data

HMDA mortgage lending disparity analyzer — denial rates, racial disparities, lending deserts, and lender benchmarking

LIHTC transaction calculator — qualified basis, applicable fraction, 4% vs 9% credit, 15-year compliance period, recapture, and investor IRR

Automated NMTC eligibility checker — geocode addresses and check Low-Income Community status using official CDFI Fund 2016-2020 ACS data. Batch process 10,000 addresses at once.

CLI tool for New Markets Tax Credit (NMTC) feasibility screening

Generate IC credit memos from structured deal inputs — CDFI loans, NMTC deals, and impact investments

CDFI portfolio stress testing engine — Monte Carlo simulation with correlated shocks to NOI, rates, property values, and borrower revenues

Python calculator for New Markets Tax Credit (NMTC) leveraged transactions

Python valuation toolkit for CDFIs and Minority Depository Institutions

CRA exam ratings scraper and analyzer — search FFIEC database, parse Performance Evaluations, identify CDFI partnership opportunities

Track CDFI Fund award announcements and historical allocations across NMTC, BEA, CMF, and Native CDFI programs

CDFI and MDI peer benchmarking tool using FDIC call report data — NIM, efficiency ratio, ROAA, CET1, and more

AI tool that helps underserved small business owners understand loan readiness and discover CDFI funding programs — built in alignment with Pacific Community Ventures.

AI skills for NMTC eligibility, bank-CDFI peer benchmarking & HMDA analysis — grounded in audited PyPI tools, not hallucinated.

Loan pricing models and rate calculators for CDFI lenders — credit spreads, subsidy analysis, and blended rate sheets

An open-source geospatial research platform for analyzing small-business capital access, financing gaps, and entrepreneurial opportunity across U.S. states and communities using authoritative public data.